The latest data from AMFI on mutual fund flows in December 2025 reveals strong SIP momentum with SIP hittinh highest monthly flows along with continued traction in equity, hybrid funds and sustained interest in SIFs. Here are the key trends in various categories.

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Overall AUM Stays Resilient

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The domestic mutual fund industry’s assets under management (AUM) stood at Rs 80.23 lakh crore in December 2025, up 19.9% on-year. The AUM is stable, and the mutual fund industry is on a strong footing. 

Total MF AUM saw a marginal decline of 0.7% on-month, primarily driven by outflows from debt funds and marginal mark-to-market (MTM) losses in equity segment. 

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Assets represented by month-end AUM and in Rs crore                                             

Source: AMFI

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DIIs continue to provide strong support to equity markets, with 71,624 Cr positive inflows in Dec against 22,611 Cr withdrawal by FIIs, providing ample cushion.

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Source: AMFI

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Total Folios Steady

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Industry added 26.40 lakh net folios in December, taking the total folio count to 26.12 crore. 40 lakh folios were added to the equity category. 

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Equity Inflows Remain Positive

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The encouraging news is, equity fund category saw net inflow for the 58th consecutive month in December, amounting to Rs 28,054 crore. While equity inflows declined 6.21% in December on-month, equity assets rose 0.2% on-month to Rs 35.73 lakh crore in December from Rs 35.66 lakh crore in November.

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Despite profit booking and FII outflow in December, the GDP data and the MPC rate cut added to positive equity momentum.

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Within the equity category, flexi-cap funds saw the largest inflow for the fifth consecutive month with Rs 10,019 crore, followed by mid-cap funds with Rs 4,176 crore. Interest in Flexicaps shows investors rely on fund managers to decide allocation as per markets.

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Debt Funds Slip

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Assets of debt-oriented schemes declined 6.5% on-month to Rs 18.10 lakh crore in December, mainly on account of redemptions for advance tax payments. This is usual at year end when large corporates move funds.

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Hybrid Funds Positive Flows

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Assets of hybrid funds grew 1.2% on-month to Rs 11.00 lakh crore in December.

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Multi-asset funds witnessed the highest inflow of Rs 7,426 crore, accounting for 69% of the category’s total flow.

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Passive Funds Hit Record High

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Assets of passive funds hit a record high of Rs 14.57 lakh crore in December, showing growing investor interest in passive funds. 

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Of these, Other exchange-traded funds (ETFs) were the primary contributors, drawing in Rs 13,199 crore. 

Gold ETFs saw their highest-ever monthly inflow at Rs 11,647 crore, driven by global uncertainty and risk-hedging.

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SIPs Monthly Inflows Record High

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SIP assets stood at Rs 16.63 lakh crore in December 2025, accounting for 20.7% of total mutual fund assets, driven by highest ever monthly inflow of Rs 31,002 crore.

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SIFs Going Strong

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SIF assets stood at Rs 4,892 crore in December 2025, marking a 66.9% on-month rise from Rs 2,932 crore. 

The category saw inflows of Rs 1,933 crore, with hybrid strategies attracting Rs 1,571 crore.

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To Conclude

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Investors continue to express their faith in long-term disciplined investing through SIPs, believe in diversifying their money to balance risk, and the industry stands on firm ground with equity and overall AUM growing continuously, and a widening investor base. 

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The sunlight continues to shine for MFDs with an expanding market, strong investor faith, and growing adoption of mutual funds among retail investors, a gradual shift from a traditional fixed income-seeking mindset. 

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Data Source: https://www.amfiindia.com/uploads/AMFI_Monthly_Note_Dec_2025_4fce34b885.pdf

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